These people are complete idiots!! First with Spa Fitness then Lifestyles 2000, and now Golds Gym. I can not, for the life of me, understand how they have managed to stay in buisiness this long. It's perplexing! These people will try to charge you a rediculous amount of money if you miss one payment. I have excellent credit and if I miss a payment, it's because something went wrong not because I just don't want to pay!! Be careful with them. I had my monthly payments withdrawn from my checking account. One day, my bank re-issued debit cards due to security issues. With this change, Paramount was unable to process my payments because they used withdrawals from my debit card and not from the routing number of my checking account. They called incessently. I explained the problem and we came to the agreement that I would rather pay by mail to avoid any problem like this in the future. So, they sent me payment coupons and I began paying by check every month. Well, one day I'm reviewing my checking account on-line and I notice that they took the routing number off one of the checks that I sent with one of my payments and for months have been withdrawing my monthly dues without my consent. I'm not a lawyer, but is this not fraud or theft? So, you make one mistake and they treat you like a convict running for the border! If they make a mistake, and I think this is a huge one, somehow it will be justified. Something like this: ""Well, we're all a little retarded here and we've asked our children what we should do, but they didn't know, so we just kept taking money illegally."" I have worked with other creditors before and none of them are as stupid as these people!!!!!
Cons: everything they offer
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