Horizon Financial Inc

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421 SE Main St Ste 200
Simpsonville, SC 29681

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(864) 527-8900
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Reviews
( 202 )
( 32 )
( 1 )
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( 1 )

Best

He provided an excellent refinance service recently in a very professional way and patiently. In the past also he was helpful to provide mortgages. He build up a long term worki...

Worst

We have done this three time now and each time seems to strain the issues again and again. Preparation of the forms and documents was not as smooth as in the past. It seemed as ...

refianace 10/12/2011

did a great job great rates more

Excellent Experience - best and easiest refinance I have ever experienced. 10/10/2011

Mike Owen and Donna Duckett were excellent to work with....I also appreciate the closing process done at residence. more

Excellent 10/10/2011

They helped me through the entire process and answered all questions so I knew exactly what to do and to expect. could not have asked for better service. Mike Owens was outstanding to work with more

Excellent service 10/3/2011

Mike Owens arranged a great loan package for refinance of my home mortgage. He and his staff answered questions promptly and accurately--and most importantly, there were no surprises at closing. Overall, excellent service and performance. more

Very professional service. 9/28/2011

This is the second refinance loan I executed with Scott, and both went off without a hitch and with utmost professionalism. more

Gary from Horizon Financial is THE MAN to see when needing financing for a house! 9/20/2011

I had bought a house just before the market tanked and then had to move and buy another house just 2 years later right in the middle of all the housing mess. The changes to the mortgage process was significant and Gary with Horizon Financial was on top of it all and helped navigate it about as best as possibly could be done. I can not imagine trying to go theough all the hoops without his specific guidence. He is extremely knowledgable and is always looking to make your loan details benefit you as much as possible. Do NOT make the mistake by going anywhere else!!! more

we had some bumps along the way but ultimately they were resolved 9/15/2011

A mortgage is complex and although we had bumps they were all ultimately resolved. RESPONSE FROM Horizon Financial Inc: Mark: Thanks for the review. The days of "no documentation" loans are far gone and yes, it is more complicated. The lenders give us a list of items they require after reviewing the applicaiton. The sooner we get the requested items to close your loan, the faster we can get it cleared to close so teamwork is very important. We look forward to working with you in the future again and hope you will recommend us to your friends. more

Excellent. 9/14/2011

Randy Ratchford at Horizon was great to work with. He found us a great rate, there were no suprises, communication was fast and direct, and closing was scheduled at a convenient time in the evening at my home. I couldn't have asked for any better service. more

Great to work with. Easy closing, no surprises. Highly recommend 9/14/2011

I found Horizon while performing an internet Refi rate search. At first I was a bit concerned as I'd never heard of them, but after more searching for complaints or compliments, they checked out fine. My experience was easily as good as any prior, and better than most. Usually I find some unpleasant surprise at closings, but not this time. Any surprises were all in my favor. Highly recommend. more

Dream Come True 9/14/2011

Randy & Donna, Thank you so much for all of your hard work on our loan. You made the dream of home ownership come true for me and my family. It's a tough market for home loans, and you got me a GREAT rate. 5 Stars all the way.... more

Prompt, Personal Service 9/13/2011

I originally contacted Horizon through Bankrate.com. I quickly received an email directly from Mike Owens and not a typical auto-generated email response. Mike was very well informed and was able to recommend the best solution for my husband and I. I received very prompt and personal service from both Mike and LeighAnn Langston, our loan processor. LeighAnn stayed on top of the situation with the lender. We even benefitted from a float-down in our rate as the lender took a bit longer to settle! more

Very Competent. 9/11/2011

MIke was great. Very much trying to help the customer.LeighAnn was so very efficient. Both together make a great asset for your staff. Both try to help the customer with his / her needs and get them the best package / rate / etc. that will help them. Never say quit. more

Absolutely Painless 9/9/2011

I am a first time home buyer and I searched long and wide until I finally found Horizon Financial and Mike Owens. I cannot express how I feel about Mikes professionalism, courtesy and communication. He was quite frankly just awesome. He made me feel like somebody not just a number. I would recommend Mike and Horizon to anyone, with all the confidence in the world that they will have the same experience I did. Home buying is a pleasant and painless experience with Mike and Horizon financial. Pete Arden RESPONSE FROM Horizon Financial Inc: Pete: Congratulations on purchasing your first home! Horizon Financial works with a lot of first time home buyers and we try to make it as painless as possible. Contact me again in the future to refinance or purchase and of course tell your friends, neighbors, family, and co-workers about us. Referrals are always the best compliment. Best regards, Mike Owens more

Good experience / Easy process 9/8/2011

Very quick process with minimal hassle. All parties and contacts were very responsive to needs. more

Great experience! Quick on completing the entire process! 9/8/2011

I called Scott on a recommendation from a friend to refinance my home. He immediately got the ball rolling and I closed in less than a month! Scott and his staff are prompt with answering questions, returning emails and phone calls. RESPONSE FROM Horizon Financial Inc: Thanks for the comments, Chris. We appreciate the business and look forward to working with you in the future on any purchases and/or refinances. Don't forget to recommend me to your friends, family, and co-workers. Best regards, Scott Fowler more

Fantastic! 8/19/2011

Working with Scott Fowler and his assosciate LeighAnne Langston was nothing but true pleasure - They could not have been any more accomodating - Extremely professional as well as curteous RESPONSE FROM Horizon Financial Inc: Pleasure working with you, John. Glad we could help. Call or email anytime with follow up questions. Scott Fowler more

Quick and Easy 8/9/2011

Mrs. Epps was very easy to work with and help my husband and I so much. We appreciate her hard work. We would surely use her again! more

Good overall experience 8/4/2011

Was very impressed by Leigh Ann Martinez. She was very patient in working us through all the paperwork and forms. more

Home Refinance 7/29/2011

I found Horizon Financial and Scott Fowler through positive online reviews and engaged him. From the start, I was impressed by his professionalism, his excellent communication style, and by the lack of double talk. He earned my trust and maintained it throughout the transaction by always backing up his commitments. First, he got me an amazing rate. Second, he and his staff (Donna Duckett and Christy Roth) were always available when we needed them. We, of course, decided to refinance our home during one of the most under-the-lender microscope periods in history. This process is not for the weak, so I recommend any of you embarking on this journey go with proven professionals, like those at Horizon Financial. RESPONSE FROM Horizon Financial Inc: Thanks for the nice words, Denise. It was a pleasure working with you. I appreciate your business and value your referrals. Scott Fowler more

Professional, thorough, and expedient. 7/23/2011

Mike Owens and Donna Duckett did a fine job and were very timely in their communications. more
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