Apollo Credit Agency

all in all they're a good company!! they helped me resolve my 3 bad checks i had. i knew i had owed them but i didnt have the money in my account to pay at the time they were written. i felt like a theif. they worked with me and resolved it off my credit report!! now i can go get that car i wanted! a lot of people dont realize that if you're turned into collections... YOU OWE THE BILL! pay it and be done. they arent harassing you unless you come to them telling them, ""i had noooo idea!!"" bologna, they have copies of the checks... Pros: helped resolve credit issue Cons: i wrote a bad check more

Just got a call about a debit that is in my ex-husbands name only. He is out of the country, not to be found. I was on the account because I was his spouse, but never co-signed or put my social security number on anything. They told me I was responsible and that I had also signed a Renewal of services with the agency in question. NOPE. I never signed anything, let alone a renewal for services that I haven't used in over 2 years. more

The agents that I have spoken with are rude, unwilling to listen, very negative, and completely have no telephone skills to deal with people at all. I will leave this debt on my credit until the day I die. They will never get a dime out of, a person calling and willing to pay a bad debt. I will file chapter 7 just so they never get a penny. You would think a company that earns its money by collecting debts would be a little more negotiable and not so dang rude. I called them wanting to pay the debt on my credit report in full, not more money then what was on the credit report. I agree with the last review, they are crooks. The better business administration should investigate this outfit. I feel sorry for any of you who had a crises in there lives and fell behind on bills. It is the worst nightmare to deal with credit agency's like this one. There is no words for a company like this. I have negotiated with many other credit agency's and got treated like a human being and little respect. This company has know idea how to collect a debt. Pros: Thumbs down rude and very untackful Cons: Feel sorry for anyone that has deal with them more

My 1st contact with Apollo Credit was when I received a collection letter from them on a matter that was over 5 years old. When I talked the person in charge with my account, I told her that the 3 year statue of limitations had passed and that they could not take this case to court to get the money I supposedly owed. The rep told me that they weren't going to go to court against me but would do everything to collect this money from me, including landing on my credit report. I then went to US BANK (where this all started - don't even let me get started with them...) and was told by the manager there to write a demand letter to present the documentation from Apollo. I did as he instructed and at the same time contested the ding on my credit report. Apollo sent out a false affidavit saying they had all documentation in house - well they didn't! After getting my demand letter for documentation, the rep called me back and said she's removing the ding from my credit report. After another hour of arguing with her, I also received a letter stating that fact. The funny thing is that this all happened a year ago. It is now Feb. 15th, 2008 and I just received ANOTHER letter from Apollo which stated that they got the documentation and that they still want the money. All they sent was a copy of the final statement but not the follow up documentation proving that the charges were bogus. Now I will take them to court, along with US BANK and see how THEY like to be harassed!!! Cons: Attitude, cheating, lying, breaking the law more