You know how the price of a procedure (dental, health) charged by a provider is deeply discounted by your insurance company, so that even if your insurance company only covers a certain % of a procedure, you are at least not paying as large an amount because the total procedure cost is less than the “book price”. So STL Ortho’s contract says that if you lose your insurance for some reason (change of jobs or loss of job) that the total price due to them automatically increases to the “Book Price” and that you owe the total less what your employer has already paid. For our child the book price was ~$5k, while the Insurance discounted price was ~$3k. So this $2k difference would be owed by me if I lost my job. Like kicking me in the you know what when I am already down, right. I refused to sign the contract and argued with them on this point but they wouldn’t budge. They had already taken molds of her teeth, so I had to pay out of pocket the $450 to walk away. Bankhead’s contract contained none of this language. Also, they just seem much much nicer….we have really liked them. Make sure you READ YOU CONTRACT prior to allowing molds on your kids teeth!!!!! \r
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