Yes, a business plan is always good. You are right, if someone has not had any business training, surviving as an owner-operator may have just as much to do with luck as anything else unless someone helps them. I have had a truck with ATG for a little over two years now and so far so good. As far as them providing some educational tools free, right on. I try to manage my income so that I will always have a business to run. Almost everything I earn goes back into my business. I live simply and only pay in cash. What has really hurt me this year has been not getting paid for several loads from two different companies. It seems like there are more companies that will not think twice about writing you a hot check or not honoring a contract. If I did not have money set aside then this is something that could have cost me my truck and my business. I would guess that any educational material would be based heavily on how and where to save your money!
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