I have never dealt with a debt collector before so I don't know how to compare to others. At first Mrs. Kline insisted that I pay off my debt but after explaining my financial issues and answering a number of questions she talked with her supervisor and was able to give me a bi weekly payment. I thought she was a little pushy and asked too many questions but I guess she had a job to do and we did finally agree on a payment so I guess I'm happy. 4 STARS.
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