http://www.mwilliams.info/archive/2011/06/how-southern-missouri-bank-david-lurvey-and-ben-morgan-screwed-me-out-of-375.php\r
\r
I need to refinance my house and began working with Southern Missouri Bank at the beginning of April. As a part of the process they had my house appraised. Over the next two weeks I sent them a ton of paperwork and acted in complete good faith, but nothing moved forward on my refi because of delays with one of their "investors".\r
\r
April passed.\r
\r
May passed.\r
\r
At the very end of May the representative working with me said that it would take another three to four weeks to satisfy the "investor". The representative told me that if I needed to move faster I should consider going with another lender, and I agreed. A house refinance shouldn't take three months to process.\r
\r
At the beginning of June I received a receipt for $375 from David Lurvey, a vice president at SoMoBank, charging my credit card for the appraisal from the beginning of April. I emailed the ref
more