Southern Missouri Bank

Management Response:\r \r This is David Lurvey, Southern Missouri Bank of Marshfield. This gentleman entered into a loan with us knowing that if his loan did or didn't go through he would be responsible for the cost of the appraisal. As a service to our customers we do not charge for appraisals upfront when we start the loan. In good faith with we trust that if they back out of the loan or their loan doesn't go through due to value or market conditions they will pay for the appraisal. With that being said this loan didn't go through for reason we will not disclose due to privacy, because of that he was not willing to pay for appraisal. more

I cannot say enough good things about SOMO bank and their mortgage consultant Kevin Hohl. My husband heard about him through two of his co-workers that had great refinancing experiences and recommended him. This was our first time refinancing and I’m kind of a skeptical person by nature so I checked out a lot of places and talked to a lot of people but Kevin was the most honest and straightforward person of them all. He takes the time to explain things. His communications were punctual in letting us know what documents we needed at times the underwriter needed extra information. Kevin Hohl is an outstanding person, I highly recommend him and SOMO bank!!! more

http://www.mwilliams.info/archive/2011/06/how-southern-missouri-bank-david-lurvey-and-ben-morgan-screwed-me-out-of-375.php\r \r I need to refinance my house and began working with Southern Missouri Bank at the beginning of April. As a part of the process they had my house appraised. Over the next two weeks I sent them a ton of paperwork and acted in complete good faith, but nothing moved forward on my refi because of delays with one of their "investors".\r \r April passed.\r \r May passed.\r \r At the very end of May the representative working with me said that it would take another three to four weeks to satisfy the "investor". The representative told me that if I needed to move faster I should consider going with another lender, and I agreed. A house refinance shouldn't take three months to process.\r \r At the beginning of June I received a receipt for $375 from David Lurvey, a vice president at SoMoBank, charging my credit card for the appraisal from the beginning of April. I emailed the ref more

I need to refinance my house and began working with Southern Missouri Bank at the beginning of April. As a part of the process they had my house appraised. Over the next two weeks I sent them a ton of paperwork and acted in complete good faith, but nothing moved forward on my refi because of delays with one of their "investors". more

I started banking with Southern Missouri Bank when they opened in 1997. They have always been friendly and always answer any questions I might have patiently. I would highly recommend Southern Missouri Bank if you're looking for a small town bank. more