I received a 10k loan for debt consol. through D & K Finance yesterday. Very difficult process concidering how terrible my credit is. I've done extensive research on D & K Finance. Yes, there are a few compaints against them however overall they are legitimate company and i can confirm that i received a loan from them. I've come to understand that if you have really, really bad credit, lenders in some cases, will request that you have credit insurance. Acclaim Insurance quoted a standard premium of $1'220 which i paid. The bbb alleges that D&K are a loan scam which is false information. A cousin of mine was a victim of a loan scam a couple years ago. She contact the better business bureau to look up the company. The comany was registered with the bbb and had a great record and or reviews with them. My cousin believed what she seen (cause after all it is the bbb) so she sent this company over $5,000. Turns out the company was a fraud. Point is because the bbb is not a government bureau and is just a private organization, by paying a fee every month, they will have the most reputable things to say about the company in question. The bbb was under investigation themselves in previous years before so based on that experience with them, they loose a lot of credibility. I would say 95% of applicants that get approved will have a successful outcome. Many of us have received our loans through D & K Finance. So all these outrageous claims of the company being fraudulent is Bull crap! (lack of a better word). I've also found out that the few people that have not received loans or the ''angry people'', was due in part because there were changes done to there credit reports within the time of negotiations and or their Lenders back out. My self and other clients that received our money, support D & K Finance. The complaints made, I believe, does not reflect the company's overall success reputation. The loans change lives, and they give us a chance when other companys wouldn't.
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