I'm Hayden L. from Downing, MO. I'm taking some crash courses and applied for a personal loan to cover my tuition for both semesters. My loan was for 14,000 with an interest rate of 7.5%. They managed to get me a approval with citi financial but the interest was way too high and the payments were like almost 450.00 a month so I declined. The broker i was dealing with found me a private lender with a lower interest rate(7.5%) and a term that i could afford. Since i had no assets and i'm a partime hair dresser, I took out liability insurance protection for the loan. The insurance company requested a lot of info from me as well as I had to fill out and sign a bunch of forms to get the full approval. My premium was almost 700.00 (because I don't have the best of credit reports) which i paid yesterday morning. They did direct deposit into my moms account. It only took like a couple hours. Message to College applicants, i recommend applying at D&K cause they are ""student"" friendly thats for sure. The ""high profiled"" banks are not lending and don't care about our education! FYI D&K isn't a scam! The broker who helped me was really nice and in my eyes did what she could to get me my student loan.
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