So... i too fell into this. I was approved immediately and called and started the process. was told i needed a $550 deposit for insurance. Paid it immediately after work and faxed over my contract. Funds were supposed to be in my account the following morning... nothing. Then was told that i needed an additional $450 for the insurance. My father and I discussed it and decided to go ahead with it... the funds were supposed to be in my account within an hour... i had an appointment that night to sign and lease and put down a deposit for an apartment (an emergency move is the original reason for taking out the loan)... sure enough the funds werent there. I called and spoke with rick (who is an a$$hole by the way) who said to call him back in 10 and he'd have an answer to the problem... called back and HE LEFT for the night... leaving me SOL. the next morning... still no funds. Then i was told that the ""deposit system"" was down and they mailed a check... regular mail. Seems a little odd to me that you would send a check for 5K+ regular mail... not certified, fedex overnight (which is what the other option other than DD was originally) or anything trackable... supposedly the check will be here monday... we shall see, i'm doubting it. I rescheduled the appointment at the apartment complex and also scheduled an appointment with an attorney for Monday evening at the same time. We'll see which one gets cancelled, but my father, husband and I will be suing the pants off these people if the check does not arrive... or bounces, which i'm thinking is also a viable option.
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