He filed a Chapter 7 Bankruptcy for us that saved our financial lives. About a year afterward I had a baby and lost my job, things got much worse, and learned that we could also file a Chapter 13 Bankruptcy, however, by then Mr. Jones' fees had increased and he was not willing to take a smaller amount or take payments. However, he gave us a reference to an atty that would, Dane Hines, and he's been a really great guy. Philip Jones is worth the money, if you can afford him.
Pros: New exactly what to do, new all new laws & regulations
Cons: Not much of a personality
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