IF YOU MAKE EXTRA PAYMENTS THEY WILL NOT ONLY ADD A LATE FEE BUT ALSO KEEP THE PAYMENT AND NOT CREDIT IT TO YOUR ACCOUNT THESE PEOPLE ARE A RIP OFF, AND I WOULDN'T RECOMMEND THESE PEOPLE TO MY WORST ENEMY. IF YOU DO HAVE AN ACCOUNT WITH THEM I RECOMMEND GETTING A COPY OF YOUR PAYMENT HISTORY. LOOK AT IT VERY CLOSELY. THANX
Pros: WATCH YOUR PAYMENT HISTORY KEEP COPIES
Cons: IF YOU MAKE EXTRA PAYMENTS THEY ADD LATE FEE
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