After having accounts with BankOne and Flagstar banks, I decided to give MSUFCU a try upon moving to East Lansing. I can say without a doubt they are one of the most hassle-free banks I have dealt with.
I only have a savings and checking account with them, but I have never had a problem accessing my funds or having them process the direct deposit from my employer. Their old checking accounts required a $600 minimum balance or else you would accrue monthly fines, however their new e-checking accounts have done away with these balances.
ATMs are very easy to find around the Greater Lansing area. One nice bonus is that MSUFCU as joined with the Co-Op network, which provides 7-11 with most of their ATMs (at least around Michigan). Anytime you see a 7-11 with a Co-Op ATM, you can withdraw money without accruing any ATM feeds. That’s a very nice perk to my account with MSUFCU.
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