I am super glad with my decision to go with a small broker/banker like Crestico Funding for my home loan. At first i was little skeptical about using a small company with no name recognition cause everyone always told me so but i decided to go with my guts feeling after talking to Houtan over the phone.
I setup an appointment to meet with him at his office to just to give myself the assurance that i am working with a real company and not just another voice over the phone.I was stoked with his professionalism and level of knowledge about loans. unlike most loan officers that i have worked with in the past, he took the time to explain to me different loan programs and answered ALL my questions.
After an hour of meeting i came home, gathered all the documents that he asked for and forwarded to him, about 4 days later i was asked for an updated insurance declaration page! that was it, YES, that's it!!! it was super easy, every time i had done this before, i had to go back and forth with the loan officer and lender over and over because they kept misplacing the documents or asking for new ones but here it was a one time work which is AMAZING! After the appraisal was completed, i had the notary to come to my office rather than me taking time off work to go to a escrow office (which was great for me because i hate sitting in traffic) signed the loan documents and 5 days later it was all over.A mazing experience, I got the super low rate that i was promised without the typical bait and switch practice which most sales people do.
I highly recommend Houtan and his team to anyone who is looking for a new home loan! Thank you
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