I've had my account for years and I always avoided the overdraft fees before. I know all of their little tricky scams to get fees out of you. However, in the past few years they have gotten even worse. I'll transfer money into my account on time and they will charge me overdraft fees and then explain to me why they think it's justified, stating that they can't reverse the NSF fees that I never should have incurred. Once they charged me over $200 in overdraft fees, partially admitted to a mistake and then only gave me back $60. Once they made a mistake and partially refunded me months later without telling me, which reeks of guilt. Furthermore, the automated system is always inaccurate about my balance and will show it having more than what is there. Something tells me that's not a mistake, just another way for them to trip you up. They have stolen hundreds from me in the past 2 years and I'm sick of it so I'm closing the account. At least prepaid cards are honest about the money they take from you.
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