BE FORWARNED!! I have a copy of my credit report from2013 and I have 2 accounts in collections with Holloway Collections. They were suppose to fall off in Jan 2014 , which they did. Mean while Holloway sent me letters with same accounts and I chose to ignore then them, ( too mony bad experiences with collection agencies). Feb 2014 they popped back up and will be there until 2016. just something to keep in mind.
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