After speaking with them on several occasions, preparing them for what our requirements were, they told my wife and I they would be able to help us out with their special financing programs, and that they had in house financing. I informed them that my credit was far from perfect due to identity theft, however I make almost $100k/yr at a new job (Which they told me over the phone that an offer letter was sufficient - And as it turned out, it wasn't and I needed to wait until I had a paystub - Fine, I wated and gave it to them). We told them we needed 0 down, and they told us no problem! We picked out our vehicle, they told us no problem. I spoke with the Finance manager Phillip Oden (Who is actually the "Sales" Manager) and he told us that using my income and my wife's credit, we would be good.\r
\r
We specifically told them we wanted zero down payment, and that we wanted them to match up a program and let us know our options PRIOR to running our credit through any other lenders
more