I highly recommend Cdlofs. With a 3-month package of monthly meetings and clearly defined goals, Trice got me on the right track to change my mindset about money and to leave my paycheck-to-paycheck existence behind. I am a single girl in my early 30's living on a journalist's paycheck and trying to make it in big, bad New York City and that first step of purchasing a package with Cdlofs was the toughest step. At first I figured - I have no finances to speak of, so how can I afford to spend money for financial advice? The answer is that I couldn't afford NOT to and if you're like I was - avoiding opening bank statements and bills in the mail, never checking your expenditures online, hating on friends with money but wishing you were in their shoes at the same time, itching to buy clothes, jewelry, something, ANYTHING, the second I got my paycheck and then cutting back hard in the weeks that I didn't get paid - you can't afford not to get help either. Signing up is the hardest part, but that's only because Trice makes the rest of it cake. She never makes you feel judged or ashamed for your spending habits and she arms you with facts and actual useful tools, the perfect combination of sugar and tough medicine. Buying that package was a true investment piece - one that actually is paying me dividends, unlike so-called ""investment piece"" clothing and jewelry, and I saw a return on my investment just from following her advice for the first month. Give her a try for a few sessions - you have nothing to lose that you're not going to lose on your own making poor spending decisions - and you have EVERYTHING to gain.
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