I had a very good experience with M&L. I had filled out an online application for an auto loan that went out to many different dealers. Mike called me up and told me I had a credit line of up to 13,000 with only 500 down. I was very speculative at first. When I got there we had went over a few cars and I had settled on a car. True to his word I put down 500+ insurance and drove off with the car. I called them and came back with the car because I felt I had made the wrong decision. They took it back no problem and got me into a 2005 Pacifica. Two days later I get a call from Anthony telling me that they were able to get me a better rate and my payments would be $100 less a month. I have no doubt that I overpaid a bit for the car, but they were able to get me financed when no one else could, and since its not a buy here pay here the payments WILL be reported on my credit history and improving my score.
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