?It has been our family's sincere pleasure to work with Brian Kubicki through the process of refinancing our home. At the outset of the relationship we viewed Brian as just another mortgage banker, but were quickly educated to the fact that not all mortgage brokers are the same. To be sure, Brian has not only become a trusted financial consultant for our family, but Brian has also endeared himself to us and we are more likely to introduce him as our friend. Brian has an amazing ability to see inside every nuance of a family's financial situation and find even the most minute opportunity to help them save, invest and prepare for the future. We owe our current state of financial security to Brian Kubicki and are blessed to include him in our short list of highly valuable and trusted advisors. Thank you Brian, for all that you have done in serving the Nichols family.?
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