I met with Brian early last year. I went to see him because I've been wanting to purchase an annuity but didn't understand how the guaranteed income worked. After sitting down with him he explained the pros and cons of investing in annuities and the differences in how a fixed annuity worked and a variable annuity works. He also explained that what I was looking for was something called a living benefit that you put on an annuity. A week later he proposed an annuity to me that he though would fit my situation and wants best. I'm glad I decided to go with Brian, from what he has said and my understanding from my statements, my income account has locked in over a 15% gain.
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