We were interested in getting a refinace with the rates so low and David had called...and continued to call my hubby and I'm very greatful for his persistence. At first I was sceptical but indeed we went from 6.875 to 3.375 for a 15 year. This reversed what was going to interest and principle. We will be able to pay it down faster and highly recommend him to show you your savings. It took awhile but we were patient and it went through without a hitch.
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