I refinanced for 30 years at under 3.00% Steve Mitroka was very good and it didn't take too long to complete from start to finish. The only complaint I had was that my home appraisal cost was put on my debit card and the cash was taken out of my account even though my home appraised for more than enough to get the appraisal cost waived. To reverse that action took almost a week...I almost had several checks bounce . They had told me that they wouldn't take the money out unless the home didnt appraise high enough.
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