I had taken out a car loan. My first payment being due on Friday, sent in my payment and on Saturday morning at 8AM started getting collections calls. I work night shifts and it's Saturday morning and every half an hour started calling. I would have never used this lender if I had know how horriable they were. I called in and first off the rep couldn't speak English. If they were to out source their call center should make sure they can at least speak English. Then called back customer service and of course they were closed. Never use this lender, even if it's your last option!
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