I had 4 companies bid my re-sanding of my hardwood. Buddy's Flooring America is the only one that offered financing and it was for 18 months with no down payment. Buddy's also was the only one of the four that checked for moisture problems and educated me on keeping the humidity levels in the home constant. The commercials can be obnoxious and I was surprised at how professional the salespeople and installers were. They gave me a free bid and I never felt pressured. Pay a little more for the dust-less system because it's worth it.
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