I've refinanced twice thru Horizon. Both refi's were non-intrusive. Closing is at your residence. Appraisal was set up by Horizon and took about an hour. Overall, this refi cost me maybe 4 total hours of my time from start to finish. Plus, Horizon made me aware of added credits based on a higher than expected appraisal to loan ratio after the fact. Refi was relatively easy and I would certainly recommend them for any mortgage need.
Thanx to Scott Fowler and his associates!
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