When Nick Ottosen called me up and said we qualified for a refinance again, I was more than ready to do business with iFreedom. The first time around, I was so skeptical, I thought Nick was going to snap from all my questions and skepticism, but he was patient and very professional so we went ahead and followed through. We were especially apprehensive because we wanted to refinance through a local lender, but as it turns out, iFreedom was a heckovalot better than anything we could have expected from our local lenders. We were told everything up front and sure to his word, Nick was spot on for all the fees and procedures. We have had two refi's in the last year and I feel confident that Nick will call me if we have yet another chance to drop a point or two off our rate. Kudos Nick! Keep up the good work.
Pros: Up front and Honest
Cons: Not local
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