I owned approx. 3180 for furniture. I haven't been able to pay on it for some time now. They have offered to settle the account either with payments over 12 months, 6 months or a 1 time payment. So far they have been nice. I asked for a letter stating our agreement, and I received it. I have no complaints as of yet and hopefully I won't have any because I will not hesitate to take this further if necessary. But as of today, I am very pleased with them.
Pros: friendly, so far
Cons: nothing yet
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