My husband and I had a loan through this company for about a year, we just traded in our car and they paid them off, I now have a loan through Wells Fargo. They gave us a loan when no one else would and got us rolling. I will say the interest rate sucks and I always made my payment in cash or check at the Ontario office just out of fear of the no grace period. We even had a hard time once and they let us extend our payment. I am not going to say they are wonderful but if your in a siuation that your credit sucks they will help.
Pros: Got a car, always willing to work with you
Cons: High Interest, No Grace Period
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