This was by far one of the worst experiences I have ever had to endure. From the moment your process begins with the Cohen's, you will see you are viewed as a lower class person and part of the ""You people"" group. From prohibiting you to even have a coffee in the office to checking your money for counterfeit to not allowing you use of their restroom, telling you to go to Taco Bell or Wendy?s. This is just the beginning of the belittling process. I suggest investing in a recording device to ensure everything they tell you is recorded, because they will come back and bite you over something they supposedly said. Do not dare question them either!!! They will be sure to use the strength of the law and their vague comments to tear you down as much as possible. They are VERY vague with everything. It is left up to your interpretation, which will almost always be wrong. Be prepared to pay for EVERY little question you have. They ARE after YOUR MONEY. Our first visit was 6 hours which resulted in us being told he could get a monthly payment in the area of $500-$600. 3 months later we go to our final signing to only find our payment will be $1,500 and 100% of the credit card debt would need to be paid. When questioned about the huge difference Lloyd became very defensive and began the belittling process again.
Cons: EVERYTHING
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