I found a debt on my credit in Jan 09. sent 2 settelment letters and a debt validation and verfication letter. The debt validation letter pi$$ed someone off, cause after they got the certified letter I got a letter stating I need to send them more information to why the debt isn't mine. \r
I called an ask what I needed to send. "" Oh I have no idea what that letter is talking about."" the women who declined to give me her name said. So I said what about the letters I sent to settle for deletion.. "" Oh we recieved them and we can't delete it off your credit unless you pay an extra 250.00 dollars, so people choose not to do that."" I said.. can you send me that in writing.. she said yes.. \r
I know that is against the fair debt act... So capstone broke the law.. so I contacted the proper authorities.. I am not going to pay for a debt I do not have to shady people like that. Avoid these people... better yet.. contact the Better Business Beauru and Federal Trade commission on them.. immedately.\r
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Cons: ADD ADDITIONAL FEES TO DEBT THAT ISN'T YOURS
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