If you are looking for honesty, great rates and great service then US Mortgage is the place for you. They aren't the quickest company, but they locked in my rate when rates were low and that rate and the fees originally quoted were exactly what I paid.\r
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With all the horror stories I have heard, I'm glad I went with a first class outfit like US Mortgage in Pine Brook, NJ. 973-244-7100
Pros: Honesty, Integrety, Knowlegable, Low Fees, Low Rates
Cons: a little slow
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