I had bad credit and needed to buy a car. I found that the only company that would finance me was Reliant Financial. I paid several payments on time. When I could not make a payment one month, I called them to let them know. They were actually very helpful and offered to give me an extension so I could get to the next month without them taking my car. I guess if you pay your bills on time and let them know when you can't, they are a pretty decent company. Let's face it, if you owe someone money, don't pay them and don't call them, what are they supposed to do? Smile and say, ""oh, you can drive that car for free"". Not in this country!
Pros: Gave me a loan when no one else would
Cons: high rates
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