This company is very strict on their payouts which is a smart thing, and probably why so many people keep throwing fits. THEY WILL NOT PAY A CLAIM if you lied on your application, for example:IF THE INSURED SAID HE WAS MARRIED TO GET THE MARRIED RATE AND NEVER PROVIDED PROOF THEY WILL NOT PAY, IF WHOEVER WAS DRIVING THE CAR IS NOT ON THE POLICY THEY WILLLL NOTTTT PAYYYY!!! Most companies for whatever reason tend to not look into these things and their loss ratio is out of the world. IF you were an insurance company that had to pay out claims you would make sure everything that was on the application was absolutely true. They are only as shady as the person that bought there insurance AND it makes sense!
Pros: very economic...
Cons: customer service does need some help
more