All of these reviews completely mirror the experience I had with this ""corporation"" (haha). They are all 110% accurate. I financed with UACC for 39 months. I never missed a single payment but was CONSTANTLY harassed every month. Kudos to Devon Baker!! He can issue idle threats better than any Oscar nominated actor. This summer when I went to trade in my car and finally get rid of UACC, they refused to give the dealer a payoff until that month's payment had been made. My advice to anyone financing with these guys is to make your payments on time and just hang up when they call; and they will call. They WILL try to scare and upset you if you talk to them. They are in business to make money and with the interest rates they charge you have paid for any future ""late fees"" well in advance . The last thing they want is to come and get your car. Also, check the repossesion laws for your state and dare them to come and get your car if they have followed them.
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