This credit company is not consumer friendly. FIrestone uses Credit First of Cleveland to manage their inhouse credit card program. Beware their rates are high (21% base) (Prime is ~9%) That is a 12% margin. They are not doing you any favors by granting the card. You would be better off by using a lower interest VISA or MC instead of the Firestone charge. I have used Firestone to service my cars for over 28 years but will not ever use their card again. \r
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In January I paid off my account of about $800 after being behind or late for 3 months. In fact I overpaid it by $60. I spend about $3-$4000 with my local Firestone dealer and use the card as a convenience. They would not let me use the $60 credit balance on my account because they suspended the account. It is my money! I had to call and request the over payment to be returned to me. Avoid using the Firsestone card at all costs; use another VISA or MC.\r
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SSmith
Pros: easy to set up at store
Cons: high rate, unforgiving, not tied to Firestone
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