these people will as the policy of their management call your friends and or family the day before the cash is due, don't be fooled by verbal assurances that they will never identify themselves or will only call if you are late to the required references...they do not care about the confidentiality of your personal finances, they WILL call relatives and friends no matter what they have verbally stated without you being 1 day late.
Pros: cash when you need it
Cons: your confidentiality is not respected
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