I have the card, not the insurance. I think their car insurance is pricey, but the card gives me piece of mind. It came in handy when I had a blowout on the 210 freeway in the left lane late one night (very scary). Thank God that they got me out of that situation fast!
I've also used their travel agency for passport pictures, books and maps for different cities which are very helpful to have. I also pay my car registration there. The only thing is the wait. Otherwise this is a very convenient AAA location.
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