I just refinanced with MNB and it has been the easiest experience. The mortgage officer was pleasant and made the whole process easy. If you've ever refinanced before it can be a nightmare of paperwork and more paperwork and that's before they even let you know your in!! MNB basically took all the paperwork out of it. We sat with a mort. officer for about 20 minutes - he basically interviewed us getting all of our financial info. Then he counseled us on the best loan for our needs. He pointed us in a totally different direction than we were thinking and has actually saved us money. Imagine that!! They are again a home town bank and you really get that feeling that you are special - not just a bank account number.
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