When I got my new job, my dad told me to roll over my old 401k to a different manager. I was at the gym and was asking this older guy, if he knew anything about that, and he told me what this company was doing. I am certainly no expert, but when my dad and I saw his presentation, it made sense to both of us. I was not surprised to get my first payout, but kind of relieved I guess, because I had never heard of this before. 3 payouts later, and I am on pace to retire by the time I'm 60 years old (I hope). I miss going on trips with my friends, but I will go on better vacations later. I am glad I was able to start something safe while I'm young.
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