I've watched UCCU work on changing their core system and online banking system over the last year, and while it isn't perfect, I've noticed it gives them a greater ability to bring in new technology and service. Just this week they sent me an email about a new service called CardSwap that is very cool. They couldn't have used that new service with the old system. So, they get 5 stars for working on the core systems, instead of just focusing on what makes them flashy.
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