What a waist of time going into UCCU credit union in Utah for a boat loan. I had everything in line with great credit, W-2's, and everything; after two hours they can back an said sorry we really don't like to loan on that high of an amount on a boat loan. The Manager of the Springville, UT location didn't know what he was doing or how to calculate income from a business tax return. They should have told me right up front they wouldn't loan on that amount, and I would have been happy, but to make me wait for 2 hours was ridiculous. I would never waist my time again going to Utah Community Credit Union. I even call the corporate offices before I went an told them of the situation to make sure they offered boat loans and the amount I was looking to finance. The operator said we offer loan amounts up to your request. They need to be upfront with there customer and every employee needs understand all there policies so it doesn't waist our time or there's.
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