Beware to all who are considering converting to a Medicare advantage plan. Do yourself a favor and check out this companies rating on Better Business Bureau. This company is owned by Dr Desai who is from India. This company sends all your personal & medical records to Indian to a company called NDS. NDS is in India & they process claims for this company. Please google ""KEEP OUR PERSONAL & MEDICAL RECORDS IN THE USA"" this is the worst medicare advantage company to do business with. remember beware
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