Universal Acceptance Corp

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7401 Bush Lake Rd
Minneapolis, MN 55439

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(952) 345-4500
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Best

All reviews seem negative

Worst

sold me a car without doing a safety inspection, warranty company gave me ""the runaround"", finance company didn't even care.

Editorial review from Citysearch 3/25/2014

If you want to file a complaint, and i think you all should so that UAC will stop the shady practices, call the better business bureau and launch a complaint more

Editorial review from Citysearch 1/24/2014

HOW DOES SOMEONE GO ABOUT FILING A COMPLAINT AGAINST A FINANCE COMPANY. Rude threatening abusive even call after hours from there cellphones. Something needs to be done about this company! Made a payment in December that I was told I didn't make. Faxed them proof from my bank and they tell me they did not get it. So told them I would FAX AGAIN. LaDonna told me ""DONT WANT PROOF YOU MADE A PAYMENT. I WANT THE CASH!"" Tried of being threatened and being talk to like I am not a human being. UNBELIEVABLE! more

Editorial review from Citysearch 11/28/2012

I paid off my loan in full two months early. I go to check my bank account a few days later, and they had charged me another payment! Called them, they said there was nothing they can do about the overdraft fees and that they will mail me a check for the over payment, but that would be 15-20 days later. They claim they ONLY look at accounts that have late payments or if the customer calls, otherwise they don't keep track of any other accounts. So I ended up owing my bank fees, and have to wait a month before I get the check of my money that they were not supposed to take out. The person was really rude over the phone as well. My uncle has also had many problems with this company, and they even hung up the phone on him. \r \r Try to avoid, if possible. more

discriminated against me cause i don't have a license 5/4/2012

sold me a car without doing a safety inspection, warranty company gave me ""the runaround"", finance company didn't even care. more

poor customer service 2/20/2011

that tammy sounds too familiar. first, i had to put my car in the shop, after 6mos having it, needed a motor, (under warranty) the shop had my car for a month and they would not work with me on my payments, they did threaten to take my car for being 3 days late as well. then i switched jobs and then my pay period changed, they will not let me change my payment date, they told me i need to get a car payment ahead..aint that a b**** more

bad business, rude reps 1/25/2011

UAC has rude reps, i had bought 3 cars from these people and had no problem till i bought my 3rd car.... i was 3 days behind in my car payments and instead of trying to call me they harassed my friends and family to try to get the payments out of them. when they did finally call me, instead of trying to work with me they threated to take my car.. now one of the cars i had was in an accident over memorial day weekend, last year, the insurance company paid off the car and left $500, which UAC said they would write off, but are still harassing me for it !!!!!!!! more

Bad Customer Service and Bad business practices. 9/7/2010

A customer service rep hung up on me after threatening to repo my car after I was three days late making a payment on it. I have never been late or missed a payment at all especially since they take the money out of my checking acct. They do not appreciate your business at all. more

UAC rips people off and is verbally abusive 2/15/2009

I give them a HUGE thumbs DOWN! the star rating doesn't go that low here though.\r Trevor is a verbally abusive person and so is Someone named Tammy.\r They don't have employee numbers or last names there, they just call and harras you and steal your car, and wont fix anything wrong with it, even if its broken.\r Cons: Dont use CAR HOP more
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