One gets an insurance agent to look out for your interests and hopefully find you good value. I used them for years and didn't quesiton whether or not I was getting looked out for. One day, at renewal of my two policies with this company I was quesitoning some pricing. Oh. says the agent. I guess it would make good sense for you to have both policies with the same company. You'd save 10%. I said, why weren't you already doing this then? Say the agent, ""I only wrote you car insurance policy."" I didn't do them both. Which 1. Wasn't true. and 2. A terrible excuse and she got all hostile at me for even asking. Terrible place that only cares about ""making their commissions for no work on the clients part at all.
Pros: Convenient
Cons: They don't look out for consumer value
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