Jay Sondhi - Guaranteed Rate

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636 4th St 2nd Floor
San Francisco, CA 94107

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(415) 694-5512
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Jay Sondhi - Guaranteed Rate - San Francisco, CA
Reviews
( 45 )
( 15 )
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Best

Jay is honest and professional regarding mortgage.He always answer any question through e-mail or phone.He will process the loan fast and efficient and whatever he promised he wil...

Worst

All reviews seem positive

Easy and seamless. 3/27/2013

I have had great experiences with Jay. He's very prompt and very thorough. He can troubleshoot to get things done ahead of time so there is no last minute panic. This was my 2nd transaction with him in terms of a home purchase, and I probably will use him for my 3rd and 4th. more

Great knowledge base that gets results. 3/5/2013

Jay Sondhi handled a mortgage for me. He's very thorough and he has a good knowledge base. more

Jay deserves 5 stars for the timeliness of his work on my refi, his underwriter, however deserves negative 10 stars. 2/6/2013

Jay handled all the irregularities of our refi as well as he possibly could, without the cooperation with the underwriter whose memory needed to be jogged weekly. Jay is intelligent, accessible, honest and hard working. Definitely someone to recommend to others, or to use ourselves on other transactions. more

I have nothing but good things to say about Jay. 12/20/2012

I already have recommended Jay Sondhi, Government Loan Specialist. We bought a house two and half years ago. We were novices in purchasing the house. The first guy we used was full of talk but didn't understand the market. His company wouldn't work with the loan guy, so they suggested Jay. He is really nice, and friendly, which is important because the process is very complicated. The people who were selling this house had some financial problems. It took a long time for the loans to go through. A year ago I contacted Jay on and off, because we wanted to refinance to take advantage of the lower interest rates. At the time there was nothing really appropriate. He told that in a couple years the mortgage insurance will be even less. I have nothing but good things to say. Other people would promise the world, but when it came to it, they couldn't deliver. He knew from the get go what was going on with the market. He was good at explaining what happens when things change, like new offers, and new possibilities. He made it clear that these things were possible because of how the market works, not due to the abilities of the home finance specialist. All the other people were full of hot air. more

Happy to recommend Jay Sondi. 11/14/2012

Jay was very helpful and worked creatively to best position me in a loan that met my needs, saved me money and gave me good long term security. I have already recommended him to a few friends and I know that he was able to guide one friend through a complicated refinancing of his condo when several other brokers could not. more

Excellent 11/9/2012

Jay was excellent, helpful and very professional. Real gentleman. more

Fantastic 11/9/2012

Jay did an amazing job getting us our dream house. Although we ran into some glitches, he was persistent at making it happen and kept us in the loop at all times. We would highly recommend using Jay Sondhi for your loan! more

good stuff 11/9/2012

was very helpful and resourceful in working through several issues more

Loan 10/7/2012

Jay was great. He was very helpful and knowledgeable and made everything very easy for us. more

Very easy. 10/2/2012

It was easy, he was working hard to make our loan happen. more

Jay Sondhi is very pleasant to work with 8/31/2012

Jay Sondhi helped me get my home loan and refinance it. Everything went very smoothly. Jay is conscientious and helpful. He takes the time to explain things to me, which I really appreciate. more

Jay rose up to meet our high expectations 8/14/2012

Jay Sondhi communicates all the info we require accurately and quickly. I think my wife and I are demanding, and he met our needs. That is not something that is easy. more

I very much like to work with Jay Sondhi 8/9/2012

Jay took very good care of our refinacing and we worked with him on two refinancing of real estate property more

If you need a loan, Jay 's the man you need. 8/3/2012

Jay was great, he was very timely and on top of everything. He did his best to help us in every way to ensure our loan went through and He's a proactive person. more

Jay was great. Very responsive and got the job done. 7/6/2012

Jay was knowledgeable and fast. We couldn't ask for anything more for our refi! more

Pleasant, professional, on time, and the best deal available. 6/26/2012

Jay Sondhi fixed me up pretty good. I'm the one who called him and asked if he could help me refinance. He said he would look into it and follow up two days later. He laid out an offer on the table which was acceptable. Because I had been shopping around, I could see that hew wasn't gouging me with his rates or terms and conditions. I accepted them, and within the week I was locked into a rate I was happy with. more

Extremely knowledgeable and very worthwhile. 4/26/2012

It was a very good experience. Jay Sondhi reached out to us to let us know the benefits of refinancing and was able to walk us through the process and tell us what the best steps were to reduce our payment with a lower interest rate. He is really knowledgeable. We financed with him twice, and he would always be in touch to let us know when the interest rates were dropping to take advantage of the market. more

Excellent Service 4/5/2012

Jay and his team did a fantastic job expediting the loan funding and closing, which allowed me to close on the property 10 days earlier then originally scheduled. more

Responsive and knowledgeable. 3/30/2012

I thought Jay Sondhi, Government Loan Specialist, was very responsive and knowledgeable. We had some issues when we were working out a loan, because the loan requirements were constantly changing because it was during the loan crisis. I ended up getting a really good rate on my loan and would definitely use Jay again. more

Responsive, go-getter service 3/22/2012

We found Jay Sondhi, the Government Loan Specialist on the internet and he had good reviews. We were also drawn to the fact that he was known to be a specialist in the type of loan we were doing. Jay turned out to be a great go-getter, and he managed to get the deal done with no issues. He is willing to put in the hard work for a long process and doesn't become less available. The overall process took about 7 months and he was engaged and responsive for the whole time so we are thankful we chose him. more
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Owner Message
  • Guaranteed Rate, The Home Purchase Experts®, is one of the 10 largest home loan lenders in the U.S. We have approximately 175 offices and approximately 2,500 employees ready to serve our customers in person, online or by phone. With turnaround times in as little as two weeks, customized loan products to fit almost every need and a 96 percent customer satisfaction rating, we've helped home owners with funding for nearly $12.4 billion in loans in 2014 alone.. * Full service residential mortgage lender *In-house underwriting and closing * 24-48 hour underwriting turn around times * In-house condo approvals * Jumbo financing experts * FHA/VA government loan programs * Refinance * 30 year fixed loans * 15 year fixed loans* 5 year adjustable rate mortgage (ARM) * 5 year jumbo adjustable rate mortgage (ARM) * Interest only mortgage

Additional information
  • Hours: Mon-Fri 9am-5:30pm, Appointments Available
  • Neighborhoods: Mission Bay, Central East
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