If you ever interact w/ Intelliquote over the phone, they sound like the nicest insurance brokers I've ever spoken to but the problem is, they LIE to you.
I got a policy for my wife w/ them to go w/ Genworth. On at least two occasions my wife asked if this was for a term life policy and both times they said yes.
We found out the hard way months later (we had another broker look at the policy for us) when she had paid a few months worth that it was NOT a term life policy but rather a universal life policy w/ premiums that increase over time and a face value that decreases over time.
The bottom line is when you are protecting your family, you cannot afford to be lied to just so they can make a sale. You want to go w/ a broker and insurer that you can trust.
more