I opened an account at BB&T a couple of months ago. I had a bank check from Chase for 3000 held for 14 days which is ridiculous. My wife opened a separate account. She recently deposited her payroll check on Friday and had a 3 day hold put on it. She wrote me a check on the money that I deposited on into my BB&T account on Monday. Because of the 3 day hold she went into overdraft which is totally ridiculous, because BB&T had the money from the payroll check. \r
My wife, unaware of the overdraft used her debit card for incidental purchases, like coffee and hamburgers 6 times for which BB& T charged her $35 per incident for overdraft fees, resulting in over $200 in overdraft fees. Mind you, she had the money, BB&T received the Payroll check on Friday and the only reason she was sent into overdraft was the funds from her payroll check being held. \r
She had the funds in her account to cover the check. BB&T does not deserve anyone's business. They are in the business of tricking people and ripping them off!!! They need to be investigated by the Federal and State government. There also needs to be a case action law suit brought against them for unfair and fraudulent trade practices. They claim they sent a mailer, they claim they tell people that at the counter, They Did Not do either!!!\r
I think this is simply a way of making people overdraft and a very bad way to make loyal customers. We asked for part of the charges to be waived and the arrogant bank manager, Beth Angle at the Brier Creek Parkway branch Raleigh NC, would not waive any of the charges. Her bank was empty of customers and I can see why. No One wants to do business with her.\r
I think BB&T is the worst bank I have ever done business with in all my life of 46 years. \r
It is not right for BB&T to benefit from money they stole from us.
Cons: Arrogant branch managers and deceptive and fraudulent practices
more