American Payday Loans

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3148 SE 14th St
Des Moines, IA 50320

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(515) 288-4447
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I went there to do a check advance and was scammed. They told me I had to put part of the money on one of those stupid prepaid cards in order to do the advance and then they stole...

SCAM IN DES MOINES 11/12/2010

I went there to do a check advance and was scammed. They told me I had to put part of the money on one of those stupid prepaid cards in order to do the advance and then they stole $20.00 from the card without asking me or telling me they were going to do that. I would not use them at all. There are other locations that do not do this and have said it is not legal for them to force you into a stupid prepaid card. This company makes you do the prepaid cards because they get bonuses for it and make the card company money. They lie and steal, which is not a way to do business with anyone. They seek out the less fortunate in order to make them stuck in to a long term advance they cannot afford because they do not get all of the amount they write the check for. You should not tell someone to write a check for one amount and give them less and then tell them you cannot cancel the transaction and give back the check. I noticed the scam right after I got into my vehicle from the store and went right back in and they said there was nothing they could do because the card company charges $20.00 to have the card, which is something you should tell the person before you tell them they have to have part of the advance on the card. I told them I did not want the card, would not use the card, and wanted to give them the money back and get my check back because I did not want to do business with a company that lied and would do that sort of thing to anyone, and they said they could not cancel the transaction and give me back my check. Of course not because they had already scammed me out of the $20.00 and they knew it so why take the card and cash back when you know it does not have the balance you told the person it had on it. Well I will not pay back the full amount because I did not receive the full amount. I will only pay back what I received and until that is agreed upon I will not pay it at all. THIS IS A HUGE SCAM!!! DO NOT USE THEM!! Go to another place!! BEWARE!!!... more
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  • Neighborhoods: Indianola Hills
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